Offers the flexibility to pick a Select Extra and provides even more ways to utilize your Flex Card.
- For Medicare beneficiaries
- Gives you the flexibility to select between an over-the-counter benefit (OTC) OR transportation benefit to and from medical appointments.
- Provides the convenience of medical, hospital and prescription drug coverage all in one plan.
- Available in the Bronx, Manhattan, Queens, Brooklyn, and Westchester County. Also expanding into Nassau County for 2025.
Benefits at a Glance
Premium: Zero monthly plan premium
Primary Care: Zero copay for in-person or telehealth primary care visits
Specialist: The freedom to choose any specialist or dentist in or out-of-network, giving you greater access to care
Prescription Drugs: Preferred generic, generic and preferred brand drugs / tiers
Acupuncture: Zero copay on acupuncture, acupressure and reflexology visits — up to 20 visits per year
Gym Membership: No-cost gym membership to help keep you fit and active, plus over 15,000 online videos1
Wellness Incentives: Earn rewards for doing preventative screenings and immunizations through our Wellness Incentive Program
BrainHQ: Improve brain function through a memory fitness program with games, puzzles and other fun exercises
Sign up for BrainHQ
new expanded for 2025 Flex Card: $500 allowance per year for out-of-pocket costs on dental, vision, hearing and fitness expenses. Now covers copays for certain services
Learn more about the new Flex Benefit
NEW INCREASED FOR 2025 Dental: $2,500 towards comprehensive dental, including fillings and crowns
NEW INCREASED FOR 2025 Vision: $500 on eyewear like contacts or eyeglasses, including lenses and frames – every year
NEW INCREASED FOR 2025 Hearing: $1,500 toward hearing aids – every year
Worldwide Emergency Coverage: Zero copay for up to $50,000 in worldwide emergency coverage
Member-to-Member: Connect with other members with membership in our award-winning program
Learn more about Member-to-Member
Plus choose one of our Select Extras
OTC: $140
Transportation: Zero cost transportation to and from medical appointments – up to 48 one-way tripsExplore our network
Our network includes over 40,000 Specialists, Primary Care Doctors, Pharmacies and Dentists!
Interested in joining this plan?
Or call our Enrollment Center at 1-866-360-1934 (TTY: 711).
Representatives are available to assist you 8 a.m. to 8 p.m., seven days a week.
Download plan details (PDF)
- No-cost gym membership is available at all fitness centers and select YMCAs in the Silver&Fit® network.[↩]
- The OTC card is not a debit or credit card and cannot be converted to cash.[↩]
- Eligibility is determined by whether you have a chronic condition associated with SSBCI benefit (expanded OTC). Examples of SSBCI conditions include, but are not limited to, Cardiovascular Disorders, Diabetes, Arthritis, Chronic Lung Disorders and Cancer. There are other eligible conditions not listed. Standards may vary for this benefit.[↩]
