Elderplan Classic Zero Premium (HMO): Enjoy the security that comes from enrolling in one of our original plans. This budget-friendly plan allows you to keep more money in your pocket with a $0 monthly premium¹¹.

• $0 yearly deductible
• $0 office visits to your primary care physician¹³
• $15 co-pay to visit an in-network specialist, plus no referral required¹³
• $15 co-pay for each Medicare-covered Chiropractic visit¹³
• $3, 400 in-network maximum out-of-pocket limit
• Low-cost generic prescriptions through the coverage gap¹²
• Comprehensive dental care¹⁶
• $0 routine vision exams¹⁶
• $0 routine hearing tests¹⁶
• Low co-pays for medically necessary hospitalizations¹³
• Worldwide emergency care
• Discounted acupuncture and massage services¹⁵
• No-cost gym membership at participating health clubs

All cost sharing is based on your level of Medicaid eligibility.

Want to learn more about everything Elderplan Classic Zero Premium (HMO) has to offer? Click on the link to read the Summary of Benefits/Resumen de Beneficios or Evidence of Coverage/Evidencia de Cobertura.