Elderplan Classic II: Medicare Zero Premium (HMO)
Prescription Medications (No deductible for Rx)
Initial Coverage
- You pay the following until total yearly drug costs reach $2,830
Generic drugs
- Co-payment – $0 for 30-day supply or $0 for 90-day supply through mail order
- General Benefit Description – Pharmacy benefit that must be ordered from the plan formulary. See our formulary for details.
Elderplan-preferred brand name drugs
- Co-payment – $25 for 30-day supply or $62.50 for 90-day supply through mail order
- General Benefit Description – Pharmacy benefit that must be ordered from the plan formulary. See our formulary for details.
All other brand name drugs
- Co-payment – $75 for 30-day supply or $187.50 for 90-day supply through mail order
- General Benefit Description – Pharmacy benefit that must be ordered from the plan formulary. See our formulary for details.
Specialty drugs
- Co-payment – 25% co-insurance for 30-day and 90-day supply
- General Benefit Description – Pharmacy benefit that must be ordered from the plan formulary. See our formulary for details.
Coverage Gap
- The plan covers all Tier 1 formulary generics through the coverage gap.
Catastrophic Coverage
- After your yearly out-of-pocket drug costs reach $4,550, you pay the greater of a $2.50 co-pay for generic (including brand drugs treated as generic) and a $6.30 co-pay for all other drugs, or 5% co-insurance.




