Elderplan Independence Choice (HMO-POS): With Elderplan Independence Choice (HMO-POS), you can choose a specialist from an extensive list of Elderplan providers or go out of network at an additional cost even if you are out of state. Along with the $0 monthly plan premium, you can also save money with in-network cost-sharing. With Elderplan Independence Choice (HMO-POS), you get:

• $0 monthly plan premium¹¹
• $0 yearly deductible
• $0 for primary care physician visits when you use an in-network provider¹³
• $15 for specialist visits when you use an in-network provider¹³
• $0 annual physical exam when you use an in-network provider¹³
• $3, 400 in-network maximum out-of-pocket limit
• Low-cost generic prescriptions through the coverage gap¹²
• Comprehensive dental care¹⁶
• $0 routine vision exams¹⁶
• $0 routine hearing exams¹⁶
• Discounted acupuncture and massage services¹⁵
• No-cost gym membership at participating health clubs

All cost sharing is based on your level of Medicaid eligibility.

Want to learn more about everything Elderplan Independence Choice (HMO-POS) has to offer? Click on the link to read the Summary of Benefits/Resumen de Beneficios or Evidence of Coverage/Evidencia de Cobertura.